Prices, inventory, and demand — distilled every month into one clear verdict: buyer’s market or seller’s. The investor’s read, before you make an offer.
Only on the right house. Neither side has the upper hand in Saint Paul right now.
Neither side has the upper hand in Saint Paul. Buyers and sellers are evenly matched. The market will not hand you a discount. You have to find it in one specific listing.
Only 81 out of every 100 homes for sale have found a buyer. The other 19 are still waiting. Your offer may be the only one on the table. Few sellers are dropping their price. Asking prices are holding firm. Your discount will come from one stale listing, not from the whole market.
A typical Saint Paul home takes 35 days to find a buyer. Half of them take even longer. Those sellers are paying to own a house they want to sell. Search for homes listed 60+ days ago. There are 1,494 homes for sale in Saint Paul. That is 2.8 times the tightest month on record, but below the peak of 2,229. Supply is growing against last year.
Asking prices are 13.9% below their May 2023 peak. You are not buying at the top. Prices are still falling. Waiting has paid off so far. Let listings age, then come back lower. Saint Paul prices have risen in 90 of the last 108 months. Drops here have been short and shallow. Buying in a slow month has rarely hurt a long hold.
This market is turning. Which way is not settled yet. Check the monthly numbers above before you commit.
In Saint Paul, 35 out of every 100 households rent. Most own their home. That share has held steady for five years. Saint Paul added about 7,200 renter households in five years. Renter households average 2.1 people. Singles and couples rent here. Two bedrooms beat four.
Households grew 7% in five years. The housing stock grew 7%. The two are moving in step. Just 4.5% of homes sit empty. A well-priced rental fills fast here.
The median Saint Paul household earns $92,167 a year. Incomes here have grown 4.0% a year since 2019. Incomes are rising faster than home prices. Affordability is improving. A typical home costs 4.2 times the median income. That is the national middle. Neither cash flow nor appreciation is free here. A tenant on the median income can pay about $2,304 a month. That is the standard 30% affordability line. Rents above it thin your tenant pool fast.
That is the market, not your address. Run an address through the app to see its rent estimate and cash flow.
Only on the right house. Neither side has the upper hand in Saint Paul right now. 81 out of every 100 homes for sale have a buyer, 16% of sellers have cut their price, and a typical home takes 35 days to sell.
Asking prices are 13.9% below their May 2023 peak. You are not buying at the top. Prices are still falling. Waiting has paid off so far. Let listings age, then come back lower.
Assume +1.8% a year. Saint Paul grew 3.9% a year over the decade. Ignore that rate. Most of it landed in the 2020 and 2021 boom. Without the boom, Saint Paul grows about 1.8% a year. That is the number to type in. Prices fell 1.5% over the last year. That is a timing signal, not a trend.
A typical Saint Paul home takes 35 days to find a buyer. Half of them take even longer. Those sellers are paying to own a house they want to sell. Search for homes listed 60+ days ago.
In Saint Paul, 35 out of every 100 households rent. Most own their home. That share has held steady for five years. Just 4.5% of homes sit empty. A well-priced rental fills fast here.
A tenant on the median income can pay about $2,304 a month. That is the standard 30% affordability line. Rents above it thin your tenant pool fast. The median Saint Paul household earns $92,167 a year.
55101. Only 17 out of 100 homes there have a buyer. 17% of sellers there have cut their price, and a typical home takes 84 days to sell.
Where it isn't: 55110 ranks #354 in the country for buyer demand. Expect the least room to negotiate there.
ZIP 55103 is on both lists. That is rare. It is the one place in Saint Paul where leverage and growth overlap.
| ZIP | $/sqft, 2 yrs | $/sqft now | Buyers per home | For sale |
|---|---|---|---|---|
| 55116 | +14.0% | $287 | 1.07 | 36 |
| 55105 | +9.5% | $277 | 1.02 | 40 |
| 55103 | +9.4% | $171 | 0.83 | 12 |
| 55115 | +9.0% | $249 | 1.05 | 22 |
| 55108 | +8.5% | $216 | 1.33 | 12 |
Computed from each ZIP's own ten-year history. ZIPs with fewer than 10 homes for sale are excluded: a median across a handful of listings is noise, not a signal.
Saint Paul has 33 ZIP codes. Each links to its live market dashboard.
Closest matches on asking price, price per square foot, days to sell, buyer demand, and price cuts.
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