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Dynamic.RE · SFR Market Intelligence

Texas City, Texas Housing Market

Prices, inventory, and demand — distilled every month into one clear verdict: buyer’s market or seller’s. The investor’s read, before you make an offer.

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Data through
Oct 2026
Dynamic.RE Verdict
Buyer's Market
Buyers have more room than usual. We compare Texas City with 2017–2019 at this time of year: there are 24 pending sales per 100 listings, against 48 then; there are 66% more homes for sale; 21% of sellers have cut their price, against 18% then.
Median list price
$242,366
-4.7%
Demand : Supply
0.24
Days on market
60 days
Median time on market

The median asking price in Texas City is about $242,000 as of Oct 2026, down 4.7% from a year ago. That is the asking price on listed homes, so sold-price and home-value sites show different numbers (why).

Yes, if you negotiate. Buyers have more room in Texas City than usual. Compared with 2017–2019 at this time of year, there are 24 pending sales per 100 listings, against 48 then, and there are 66% more homes for sale. There are more homes for sale than at any time in ten years. Sellers are competing harder for you than they used to. Use it.

01
The market at a glance
Median $ / sqft
$148
Active inventory
234
New listings / mo
56
Days on market
60 days
Price-cut share
21.1%
Pending sales
55
02
Where we are in the cycle
Median asking price
$242,366
16% below the Apr 2022 peak of $287K
Homes for sale
234
3.8× the May 2021 low of 62
Days on market
60 days
2.1× the 28-day Aug 2022 low
03
The renter economy
47%
Renter share · of occupied homes
7.9%
Vacant homes · all units
$66.8K
Median household income
3.6×
Price-to-income · list ÷ income
04
What this means for investors

What stands out in Texas City?

  • Homes for sale are 66% above 2017–2019: among the biggest inventory build-ups since 2017–2019 of 763 tracked cities. Buyers have far more choice than before the pandemic.

How much more is for sale in Texas City than before the pandemic?

There are 234 homes for sale in Texas City, 66% more than in 2017–2019 at this time of year. More choice means you can walk away from any home priced for the market of three years ago.

How much can you negotiate in Texas City?

For every 100 homes still for sale, 24 are under contract. In 2017–2019 at this time of year it was 48. The rest are still waiting for a buyer. About 1 in 5 sellers has already dropped their price. Each one has learned their first price was too high. Start your offer below their new price.

Texas City listings spend a median 60 days on the market. There are 234 homes for sale in Texas City. That is the most in ten years. It is 4 times the low of May 2021. Every one of them competes with the house you want.

What to do about it

  • Search Texas City homes listed 60+ days ago that have already cut their price.
  • Offer below the reduced price.
  • Keep your inspection and financing contingencies.
  • Ask the seller to pay closing costs.
  • You can lose a few offers here and still win.

How does Texas City compare with other Texas markets?

Ranked among the 77 Texas markets we track:

  • Asking price: 9th cheapest of 77. Texas City is at $242,366. Closest: Harlingen and San Antonio.
  • Buyer competition: 22nd least competitive of 67. Texas City is at 0.24 buyers per home. Closest: Richardson and Harlingen.
  • Time on market: 31st shortest time on market of 77. Texas City is at a median of 60 days on market. Closest: Fort Worth and Arlington.
  • Price cuts: 28th fewest price cuts of 77. Texas City is at 21% of sellers cutting. Closest: Conroe and Pasadena.

Who will rent from you in Texas City?

In Texas City, 47 out of every 100 households rent. That is nearly half. The renter share is growing. Five years ago it was 45 in 100. Texas City added about 1,600 renter households in five years. Renter households average 2.4 people. Two and three bedrooms fit the typical renter.

Households grew 17% in five years. The housing stock grew 12%. Demand is outrunning supply. 7.9% of homes sit empty. That is normal for a healthy market.

The median Texas City household earns $66,782 a year. Incomes here have grown 6.6% a year since 2019. Incomes are rising faster than home prices. Affordability is improving. A typical home costs 3.6 times the median income. Locals can afford to buy here. Your exit buyer can be a local family. At 30% of income, a tenant on the median income can pay about $1,670 a month.

To see what one Texas City address would rent for and cash flow, run it through the app.

When do Texas City prices dip?

Across 9 full years, Texas City asking prices ran lowest in January, about 4.1% below the year's average. They peaked in September. The most homes for sale show up in October, about 18% above the yearly average. Shop in October for choice, and expect the softest asking prices in January.

What numbers should you underwrite a Texas City deal with?

  • Price growth to assume — +2.0%/yr. Texas City grew 4.8% a year over the decade. Ignore that rate. Most of it landed in the 2020 and 2021 boom. Without the boom, Texas City grows about 2.0% a year. That is the number to type in. Prices were flat over the last year.
  • Comp on price per square foot — $148/sqft. The typical Texas City listing shrank from 1,948 to 1,635 sqft since Jul 2016. So median price hides real growth: 62% per sqft versus 39% on the median. Comp on median price and you will overpay for small homes.

Read what days on market tells you about leverage and how we read these numbers, then run the numbers on a deal.

05
Frequently asked questions

What is the median home price in Texas City?

The median asking price in Texas City is about $242,000 as of Oct 2026, down 4.7% from a year ago. This is the asking price on homes listed for sale. Sites that report sold prices or estimated home values will show a different number. Our Texas City figures cover the 3 ZIP codes with a Texas City mailing address, which can reach past city limits.

Is Texas City a buyer's or seller's market in 2026?

Buyers have more room in Texas City than usual. We compare Texas City with 2017–2019 at this time of year: there are 24 pending sales per 100 listings, against 48 then; there are 66% more homes for sale; 21% of sellers have cut their price, against 18% then.

Are Texas City home prices going up or down?

The median asking price is 15.6% below its Apr 2022 peak. Per square foot the gap is smaller: 4.0% below the Apr 2022 high. Part of the drop is smaller homes coming to market. Prices stopped falling about a year ago. They are flat now. Waiting will not get you a cheaper house. It might still get you a more motivated seller.

What is the fair market rent in Texas City?

HUD's fiscal year 2026 fair market rent for Galveston County is $1,573 a month for 2 bedrooms and $2,116 for 3 bedrooms. The figures include tenant-paid utilities and cover the whole county.

06
ZIP-level detail

Which ZIP codes are in Texas City?

Texas City has three ZIP codes. Each links to its live market dashboard.

  • 77590126 for sale · 25% cutting · 59 daysOnly 17 homes under contract for every 100 still for sale.
  • 77591108 for sale · 17% cutting · 61 daysOnly 31 homes under contract for every 100 still for sale.
  • 77592No homes listed for sale right now
07
Where else to look

Markets similar to Texas City

Closest matches on asking price, price per square foot, time on market, buyer demand, and price cuts.

  • Pasadena, TX — $240,305 median, 53 days on market, 21% of sellers cutting
  • Baytown, TX — $276,766 median, 60 days on market, 22% of sellers cutting
  • Wichita Falls, TX — $201,764 median, 64 days on market, 19% of sellers cutting
  • Conroe, TX — $344,321 median, 58 days on market, 21% of sellers cutting
See what a Texas City property is actually worth
This report shows where the market stands. The Dynamic.RE app shows the deal — estimated rent, cash flow, and yield on any address.
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