Carrollton, Texas Housing Market

What stands out in Carrollton?

• Against its own 2017–2019, Carrollton leans further toward buyers than most tracked cities: among the strongest buyers’ markets against their own normal of 765 tracked cities. Buyers have unusual room right now.

How much more is for sale in Carrollton than before the pandemic?

There are 355 homes for sale in Carrollton, 41% more than in 2017–2019 at this time of year. The build-up is biggest in 75006 (132 for sale, 168% above its 2017–2019 level) and 75007 (144 for sale, 63% above its 2017–2019 level). More choice means you can walk away from any home priced for the market of three years ago.

What does a shrinking population mean for Carrollton landlords?

The population in Carrollton's ZIP codes fell 1.3% over five years. 4.6% of homes are vacant, lower than most tracked cities. Households still grew 6.4% while the housing stock grew 7.1%. Fewer people living in more households means rental demand has held up better than the population suggests. Check vacancy by ZIP before you buy.

How much can you negotiate in Carrollton?

For every 100 homes still for sale, 24 are under contract. In 2017–2019 at this time of year it was 76. The rest are still waiting for a buyer. About 1 in 3 sellers has already dropped their price. Each one has learned their first price was too high. Start your offer below their new price.

The typical Carrollton listing has been on the market 60 days. That is 8% longer than a year ago. There are 355 homes for sale in Carrollton. That is 9.9 times the tightest month on record, but below the peak of 369. Supply is steady against last year.

What to do about it

• Search Carrollton homes listed 60+ days ago that have already cut their price.
• Offer below the reduced price.
• Keep your inspection and financing contingencies.
• Ask the seller to pay closing costs.
• You can lose a few offers here and still win.

How does Carrollton compare with other Texas markets?

Ranked among the 77 Texas markets we track:

• Asking price: 23rd priciest of 77. Carrollton is at $421,348. Closest: Rowlett and Midland.
• Buyer competition: 16th least competitive of 67. Carrollton is at 0.24 buyers per home. Closest: Missouri City and Waco.
• Time on market: 32nd shortest time on market of 77. Carrollton is at a median of 60 days on market. Closest: Denton and Dallas.
• Price cuts: 16th most price cuts of 77. Carrollton is at 29% of sellers cutting. Closest: Mckinney and Allen.

When do Carrollton prices dip?

Across 9 full years, Carrollton asking prices ran lowest in January, about 2.6% below the year's average. They peaked in June. The most homes for sale show up in August, about 25% above the yearly average. Shop in August for choice, and expect the softest asking prices in January.

Who will rent from you in Carrollton?

In Carrollton, 42 out of every 100 households rent. That is nearly half. That share has held steady for five years. Carrollton added about 1,500 renter households in five years. Renter households average 2.3 people. Two and three bedrooms fit the typical renter.

The median Carrollton household earns $101,004 a year. Incomes here have grown 5.2% a year since 2019. Incomes are rising faster than home prices. Affordability is improving. A typical home costs 4.2 times the median income. That is the national middle. Neither cash flow nor appreciation is free here. At 30% of income, a tenant on the median income can pay about $2,525 a month.

To see what one Carrollton address would rent for and cash flow, run it through the app.

What numbers should you underwrite a Carrollton deal with?

• Price growth to assume — +3.1%/yr. Carrollton has grown about 3.1% a year for five years and for ten. That pace held before and after the 2020–2021 boom, so it is a fair long-run input. Prices fell 1.2% over the last year. Use it for timing. The five-year rate is the better guide.
• Odds you cut your price to sell — 1 in 3. 29% of Carrollton listings have cut their asking price. Underwrite your exit below asking.
• Comp on price per square foot — $217/sqft. The typical Carrollton listing shrank from 2,539 to 1,960 sqft since Jul 2016. So median price hides real growth: 56% per sqft versus 21% on the median. Comp on median price and you will overpay for small homes.

Read what days on market tells you about leverage and how we read these numbers, then run the numbers on a deal.

What is the median home price in Carrollton?

The median asking price in Carrollton is about $421,000 as of Sep 2026, down 0.5% from a year ago. This is the asking price on homes listed for sale. Sites that report sold prices or estimated home values will show a different number. Our Carrollton figures cover the 4 ZIP codes with a Carrollton mailing address, which can reach past city limits.

Is Carrollton a buyer's or seller's market in 2026?

Buyers have more room in Carrollton than usual. We compare Carrollton with 2017–2019 at this time of year: there are 24 pending sales per 100 listings, against 76 then; there are 41% more homes for sale; the typical listing has been up 23% more days.

Are Carrollton home prices going up or down?

The median asking price is 17.2% below its Jul 2022 peak. Per square foot the gap is smaller: 6.6% below the May 2024 high. Part of the drop is smaller homes coming to market. Prices stopped falling about a year ago. They are flat now. Waiting will not get you a cheaper house. It might still get you a more motivated seller.

What is the fair market rent in Carrollton?

HUD's fiscal year 2026 fair market rent for Dallas County is $1,931 a month for 2 bedrooms and $2,431 for 3 bedrooms. The figures include tenant-paid utilities and cover the whole county.