Silverthorne, Colorado Housing Market

How much can you negotiate in Silverthorne?

Only 28 out of every 100 homes for sale have found a buyer. The other 72 are still waiting. Your offer may be the only one on the table. Few sellers are dropping their price. Asking prices are holding firm. Your discount will come from one stale listing, not from the whole market.

A typical Silverthorne home takes 50 days to find a buyer. Half of them take even longer. Those sellers are paying to own a house they want to sell. Search for homes listed 60+ days ago. There are 187 homes for sale in Silverthorne. That is 5.7 times the tightest month on record, but below the peak of 271. Supply is shrinking against last year.

What to do about it

• Search Silverthorne homes listed 60+ days ago that have already cut their price.
• Offer below the reduced price.
• Keep your inspection and financing contingencies.
• Ask the seller to pay closing costs.
• You can lose a few offers here and still win.

Is now a good time to buy in Silverthorne?

Asking prices are 22.4% below their Nov 2016 peak. You are not buying at the top. Prices are still falling. Waiting has paid off so far. Let listings age, then come back lower. Silverthorne prices have risen in 81 of the last 108 months. Drops here have been short and shallow. Buying in a slow month has rarely hurt a long hold.

There is no rush. Prices are still coming down. Watch the homes you like. Come back after they cut. Let the seller move first.

What numbers should you underwrite a Silverthorne deal with?

• Price growth to assume — +2.5%/yr. 1 year: -9.1% · 5 years: +2.5% · ten years: +7.4%. Do not use the ten-year rate. Most of that growth landed in the 2020 and 2021 boom. The five-year rate is what Silverthorne does without one. Underwrite closer to +2.5%. Measure growth per square foot. Silverthorne median list price grew 1.4% a year, but price per square foot grew 7.4%. The gap is smaller homes, not weaker growth. The house you buy will not shrink. The one-year rate is a timing signal. It is not an underwriting input.
• Months of carrying cost — 2. A typical home takes 50 days to sell. Budget that long when you exit or refinance.
• Odds you cut your price to sell — 1 in 6. About 17% of homes on the Silverthorne market right now have already cut their asking price. Assume you are one of them when you sell. Do not underwrite an exit at your asking price.
• Comp on this, not median price — $633/sqft. The typical Silverthorne listing shrank from 2,786 to 1,521 sqft since Jul 2016. So median price hides real growth: 102% per sqft versus 15% on the median. Comp on median price and you will overpay for small homes.
• Competition when you exit — -3%. That is how much the number of homes for sale shrank in a year. Your resale will face a smaller crowd than today's comps did.

Is Silverthorne a buyer's or seller's market in 2026?

Yes, if you negotiate. Buyers have the upper hand in Silverthorne right now. 0.28 out of every 100 homes for sale have a buyer, 17% of sellers have cut their price, and a typical home takes 50 days to sell.

Are Silverthorne home prices going up or down?

Asking prices are 22.4% below their Nov 2016 peak. You are not buying at the top. Prices are still falling. Waiting has paid off so far. Let listings age, then come back lower.

What price growth should I assume for Silverthorne?

+2.5%/yr. 1 year: -9.1% · 5 years: +2.5% · ten years: +7.4%. Do not use the ten-year rate. Most of that growth landed in the 2020 and 2021 boom. The five-year rate is what Silverthorne does without one. Underwrite closer to +2.5%. Measure growth per square foot. Silverthorne median list price grew 1.4% a year, but price per square foot grew 7.4%. The gap is smaller homes, not weaker growth. The house you buy will not shrink. The one-year rate is a timing signal. It is not an underwriting input.

How fast are homes selling in Silverthorne?

A typical Silverthorne home takes 50 days to find a buyer. Half of them take even longer. Those sellers are paying to own a house they want to sell. Search for homes listed 60+ days ago.