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Dynamic.RE · SFR Market Intelligence

Nampa, Idaho Housing Market

Prices, inventory, and demand — distilled every month into one clear verdict: buyer’s market or seller’s. The investor’s read, before you make an offer.

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Data through June 2026
Dynamic.RE Verdict
Balanced Market
Between 0.90 and 1.10 buyers per home for sale, neither side sets the price. Nampa sits at 0.98, with 17% of sellers cutting.
Median list price
$479,177
-4.1%
Demand : Supply
0.98
Days on market
37 days
Time to go under contract

Only on the right house. Neither side has the upper hand in Nampa right now.

Neither side has the upper hand in Nampa. Buyers and sellers are evenly matched. The market will not hand you a discount. You have to find it in one specific listing.

01
The market at a glance
Median $ / sqft
$262
Active inventory
392
New listings / mo
298
Days on market
37 days
Price-cut share
17.5%
Pending sales
382
02
Where we are in the cycle
Median asking price
$479,177
11% below the Jun 2023 peak of $537K
Homes for sale
392
4.1× the Jan 2021 low of 96
Days to sell
37 days
1.6× slower than the 23-day May 2018 low
03
The renter economy
26%
Renter share · of occupied homes
3.3%
Vacant homes · all units
$78.8K
Median household income
6.1×
Price-to-income · list ÷ income
04
What this means for investors

How much can you negotiate in Nampa?

About as many homes are under contract as are sitting unsold. Neither side is desperate. Your room to negotiate depends on the listing, not the market. Few sellers are dropping their price. Asking prices are holding firm. Your discount will come from one stale listing, not from the whole market.

A typical Nampa home takes 37 days to find a buyer. Half of them take even longer. That is 9% faster than a year ago. Those sellers are paying to own a house they want to sell. Search for homes listed 60+ days ago. There are 392 homes for sale in Nampa. That is 4.1 times the tightest month on record, but below the peak of 656. Supply is shrinking against last year.

What to do about it

  • Judge the listing, not the market.
  • Homes listed 60+ days ago with a price cut are where your discount is.
  • Fresh, well-priced homes will not move on price. Do not waste offers on them.

Is now a good time to buy in Nampa?

Asking prices are 10.8% below their Jun 2023 peak. You are not buying at the top. Prices are still falling. Waiting has paid off so far. Let listings age, then come back lower. Nampa prices have risen in 92 of the last 108 months. Drops here have been short and shallow. Buying in a slow month has rarely hurt a long hold.

This market is turning. Which way is not settled yet. Check the monthly numbers above before you commit.

Who will rent from you in Nampa?

In Nampa, 26 out of every 100 households rent. Most own their home. The renter share is shrinking. Five years ago it was 31 in 100. Renter households here average 2.7 people. Families rent here. Buy bedrooms, not studios.

Households grew 21% in five years. The housing stock grew 20%. Demand is outrunning supply. Just 3.3% of homes sit empty. A well-priced rental fills fast here.

The median Nampa household earns $78,805 a year. Incomes here have grown 8.9% a year since 2019. Incomes are rising faster than home prices. Affordability is improving. A typical home costs 6.1 times the median income. Most locals cannot buy. That keeps rental demand deep. It also caps the rent they can pay. A tenant on the median income can pay about $1,970 a month. That is the standard 30% affordability line. Rents above it thin your tenant pool fast.

That is the market, not your address. Run an address through the app to see its rent estimate and cash flow.

What numbers should you underwrite a Nampa deal with?

  • Price growth to assume — +0.9%/yr. Nampa grew 9.6% a year over the decade. Ignore that rate. Most of it landed in the 2020 and 2021 boom. Without the boom, Nampa grows about 0.9% a year. That is the number to type in. Prices rose 1.0% over the last year. That is a timing signal, not a trend.
  • Months of carrying cost — 2. A typical home takes 37 days to sell. Budget that long when you exit or refinance.
  • Odds you cut your price to sell — 1 in 6. About 17% of homes on the Nampa market right now have already cut their asking price. Assume you are one of them when you sell. Do not underwrite an exit at your asking price.
  • Comp on this, not median price — $262/sqft. The average listing runs +26% above the median. Luxury homes skew it. Comp your own size class per sqft.
  • Competition when you exit — -8%. That is how much the number of homes for sale shrank in a year. Your resale will face a smaller crowd than today's comps did.
  • Price-to-income ratio — 6.1×. A typical home costs 6.1 times the median income. Most locals cannot buy. That keeps rental demand deep. It also caps the rent they can pay. Incomes are rising faster than home prices. Affordability is improving.
  • Tenant rent ceiling — $1,970/mo. 30% of the median household income of $78,805. Rents above this line shrink your tenant pool fast.
05
Frequently asked questions

Is Nampa a buyer's or seller's market in 2026?

Only on the right house. Neither side has the upper hand in Nampa right now. 98 out of every 100 homes for sale have a buyer, 17% of sellers have cut their price, and a typical home takes 37 days to sell.

Are Nampa home prices going up or down?

Asking prices are 10.8% below their Jun 2023 peak. You are not buying at the top. Prices are still falling. Waiting has paid off so far. Let listings age, then come back lower.

What price growth should I assume for Nampa?

Assume +0.9% a year. Nampa grew 9.6% a year over the decade. Ignore that rate. Most of it landed in the 2020 and 2021 boom. Without the boom, Nampa grows about 0.9% a year. That is the number to type in. Prices rose 1.0% over the last year. That is a timing signal, not a trend.

How fast are homes selling in Nampa?

A typical Nampa home takes 37 days to find a buyer. Half of them take even longer. That is 9% faster than a year ago. Those sellers are paying to own a house they want to sell. Search for homes listed 60+ days ago.

Is Nampa a renters' market or an owners' market?

In Nampa, 26 out of every 100 households rent. Most own their home. The renter share is shrinking. Five years ago it was 31 in 100. Just 3.3% of homes sit empty. A well-priced rental fills fast here.

What rent can Nampa tenants afford?

A tenant on the median income can pay about $1,970 a month. That is the standard 30% affordability line. Rents above it thin your tenant pool fast. The median Nampa household earns $78,805 a year.

06
ZIP-level detail

Which ZIP codes are in Nampa?

Nampa has four ZIP codes. Each links to its live market dashboard.

  • 8365171 for sale · 12% cutting · 35 days132 pending deals per 100 homes for sale. Sellers have the edge here.
  • 83653No homes listed for sale right now
  • 83686184 for sale · 24% cutting · 36 daysOnly 65 out of 100 homes here have a buyer.
  • 83687137 for sale · 12% cutting · 40 days124 pending deals per 100 homes for sale. Sellers have the edge here.
07
Where else to look

Markets similar to Nampa

Closest matches on asking price, price per square foot, days to sell, buyer demand, and price cuts.

See what a Nampa property is actually worth
This report shows where the market stands. The Dynamic.RE app shows the deal — estimated rent, cash flow, and yield on any address.
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