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Garland, Texas Housing Market

Prices, inventory, and demand — distilled every month into one clear verdict: buyer’s market or seller’s. The investor’s read, before you make an offer.

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Data through
Sep 2026
Dynamic.RE Verdict
Buyer's Market
Buyers have more room than usual. We compare Garland with 2017–2019 at this time of year: there are 28 pending sales per 100 listings, against 78 then; there are 71% more homes for sale; the typical listing has been up 57% more days.
Median list price
$317,217
+1.6%
Demand : Supply
0.28
Days on market
61 days
Time to go under contract

The median asking price in Garland is about $317,000 as of Sep 2026, up 1.6% from a year ago. The typical listing is 6% larger than a year ago, and asking price per square foot is down 3.2%. So the size of homes on the market explains much of the rise. That is the asking price on listed homes, so sold-price and home-value sites show different numbers (why).

Yes, if you negotiate. Buyers have more room in Garland than usual. Compared with 2017–2019 at this time of year, there are 28 pending sales per 100 listings, against 78 then, and there are 71% more homes for sale. Sellers are competing harder for you than they used to. Use it.

01
The market at a glance
Median $ / sqft
$180
Active inventory
582
New listings / mo
200
Days on market
61 days
Price-cut share
25.8%
Pending sales
161
02
Where we are in the cycle
Median asking price
$317,217
11% below the May 2023 peak of $355K
Homes for sale
582
7.9× the Feb 2022 low of 74
Days to sell
61 days
3.4× the 18-day Mar 2022 low
03
The renter economy
38%
Renter share · of occupied homes
4.9%
Vacant homes · all units
$76.8K
Median household income
4.2×
Price-to-income · list ÷ income
04
What this means for investors

What stands out in Garland?

  • Homes for sale are 71% above 2017–2019: among the biggest inventory build-ups since 2017–2019 of 765 tracked cities. Buyers have far more choice than before the pandemic.
  • Against its own 2017–2019, Garland leans further toward buyers than most tracked cities: among the strongest buyers’ markets against their own normal of 765 tracked cities. Buyers have unusual room right now.

How much more is for sale in Garland than before the pandemic?

There are 582 homes for sale in Garland, 71% more than in 2017–2019 at this time of year. That count is down 10% on last year, with 200 new listings this month. The build-up is biggest in 75042 (71 for sale, 139% above its 2017–2019 level) and 75041 (68 for sale, 117% above its 2017–2019 level). More choice means you can walk away from any home priced for the market of three years ago.

How much can you negotiate in Garland?

For every 100 homes still for sale, 28 are under contract. In 2017–2019 at this time of year it was 78. The rest are still waiting for a buyer. About 1 in 4 sellers has already dropped their price. Each one has learned their first price was too high. Start your offer below their new price.

The typical Garland listing has been on the market 61 days. That is 9% longer than a year ago. There are 582 homes for sale in Garland. That is 7.9 times the tightest month on record, but below the peak of 649. Supply is shrinking against last year.

What to do about it

  • Start in 75042, 75041, and 75044, the softest ZIP codes in Garland: in 75042, 30% of sellers have cut and the typical listing has been up 62 days.
  • Filter for listings older than 90 days with a price cut, and offer below the reduced price.
  • Keep your inspection and financing contingencies.

How does Garland compare with other Texas markets?

Ranked among the 77 Texas markets we track:

  • Asking price: 30th cheapest of 77. Garland is at $317,217. Closest: Odessa and El Paso.
  • Buyer competition: 30th least competitive of 67. Garland is at 0.28 buyers per home. Closest: San Antonio and Pflugerville.
  • Time on market: 34th shortest time on market of 77. Garland is at a median of 61 days on market. Closest: Dallas and Allen.
  • Price cuts: 31st most price cuts of 77. Garland is at 26% of sellers cutting. Closest: Flower Mound and Sherman.

Is now a good time to buy in Garland?

The median asking price is 10.7% below its May 2023 peak. You are not buying at the top. Prices are still falling. Waiting has paid off so far. Let listings age, then come back lower. Garland prices have risen in 83 of the last 111 months. Drops here have been short and shallow. Buying in a slow month has rarely hurt a long hold.

There is no rush. Prices are still coming down. Watch the homes you like. Come back after they cut. Let the seller move first.

Who will rent from you in Garland?

In Garland, 38 out of every 100 households rent. Most own their home. That share has held steady for five years. Garland added about 3,000 renter households in five years. Renter households here average 2.9 people. Families rent here. Buy bedrooms. Studios will sit.

Households grew 9% in five years. The housing stock grew 8%. The two are moving in step. Just 4.9% of homes sit empty. A well-priced rental fills fast here.

The median Garland household earns $76,849 a year. Incomes here have grown 4.7% a year since 2019. Incomes are rising faster than home prices. Affordability is improving. A typical home costs 4.1 times the median income. That is the national middle. Neither cash flow nor appreciation is free here. At 30% of income, a tenant on the median income can pay about $1,921 a month.

To see what one Garland address would rent for and cash flow, run it through the app.

What numbers should you underwrite a Garland deal with?

  • Price growth to assume — +2.2%/yr. Garland grew 5.8% a year over the decade. Ignore that rate. Most of it landed in the 2020 and 2021 boom. Without the boom, Garland grows about 2.2% a year. That is the number to type in. Prices fell 3.2% over the last year. Use it for timing. The five-year rate is the better guide.
  • Odds you cut your price to sell — 1 in 4. 26% of Garland listings have cut their asking price. Underwrite your exit below asking.
  • Comp on price per square foot — $180/sqft. The typical Garland listing shrank from 2,171 to 1,827 sqft since Jul 2016. So median price hides real growth: 79% per sqft versus 47% on the median. Comp on median price and you will overpay for small homes.
  • Competition when you exit — -10%. Homes for sale in Garland are down 10% on last year, so your resale faces less competition than today's comps did.

Read what days on market tells you about leverage and how we read these numbers, then run the numbers on a deal.

05
Frequently asked questions

What is the median home price in Garland?

The median asking price in Garland is about $317,000 as of Sep 2026, up 1.6% from a year ago. The typical listing is 6% larger than a year ago, and asking price per square foot is down 3.2%. So the size of homes on the market explains much of the rise. This is the asking price on homes listed for sale. Sites that report sold prices or estimated home values will show a different number. Our Garland figures cover the 9 ZIP codes with a Garland mailing address, which can reach past city limits.

Is Garland a buyer's or seller's market in 2026?

Buyers have more room in Garland than usual. We compare Garland with 2017–2019 at this time of year: there are 28 pending sales per 100 listings, against 78 then; there are 71% more homes for sale; the typical listing has been up 57% more days.

Are Garland home prices going up or down?

The median asking price is 10.7% below its May 2023 peak. You are not buying at the top. Prices are still falling. Waiting has paid off so far. Let listings age, then come back lower.

Which Garland ZIP code has the most negotiating room?

75042. Only 18 homes under contract for every 100 still for sale. 30% of sellers there have cut their price, and the typical listing has been up 62 days.

What is the best month to buy a house in Garland?

Across 9 full years, Garland asking prices ran lowest in January, about 3.9% below the year's average. They peaked in June. The most homes for sale show up in October, about 18% above the yearly average.

What is the fair market rent in Garland?

HUD's fiscal year 2026 fair market rent for Dallas County is $1,931 a month for 2 bedrooms and $2,431 for 3 bedrooms. The figures include tenant-paid utilities and cover the whole county.

06
ZIP-level detail

Where buyers have the most leverage in Garland

  • 7504271 for sale · 30% cutting · 62 daysOnly 18 homes under contract for every 100 still for sale.
  • 7504168 for sale · 25% cutting · 63 daysOnly 22 homes under contract for every 100 still for sale.
  • 75044112 for sale · 26% cutting · 62 daysOnly 26 homes under contract for every 100 still for sale.
  • 75043190 for sale · 23% cutting · 62 daysOnly 31 homes under contract for every 100 still for sale.
  • 75040141 for sale · 27% cutting · 57 daysOnly 32 homes under contract for every 100 still for sale.

Where Garland prices are climbing fastest

ZIP 75040 is on both lists. That is rare. It is the one place in Garland where leverage and growth overlap.

ZIP$/sqft, 2 yrs$/sqft nowBuyers per homeFor sale
75041-2.0%$1830.2268
75044-4.7%$1880.26112
75040-5.8%$1850.32141
75042-7.8%$1930.1871
75043-8.9%$1670.31190

Computed from each ZIP's own ten-year history. ZIPs with fewer than 10 homes for sale are excluded: a median across a handful of listings is noise, not a signal.

Which ZIP codes are in Garland?

Garland has nine ZIP codes. Each links to its live market dashboard.

  • 75040141 for sale · 27% cutting · 57 daysOnly 32 homes under contract for every 100 still for sale.
  • 7504168 for sale · 25% cutting · 63 daysOnly 22 homes under contract for every 100 still for sale.
  • 7504271 for sale · 30% cutting · 62 daysOnly 18 homes under contract for every 100 still for sale.
  • 75043190 for sale · 23% cutting · 62 daysOnly 31 homes under contract for every 100 still for sale.
  • 75044112 for sale · 26% cutting · 62 daysOnly 26 homes under contract for every 100 still for sale.
  • 75045No homes listed for sale right now
  • 75046No homes listed for sale right now
  • 750471 for saleToo few listings to read the market. The dashboard has the history.
  • 75049No homes listed for sale right now
07
Where else to look

Markets similar to Garland

Closest matches on asking price, price per square foot, time on market, buyer demand, and price cuts.

  • Fort Worth, TX — $326,396 median, 57 days on market, 28% of sellers cutting
  • Denton, TX — $374,638 median, 60 days on market, 30% of sellers cutting
  • Burleson, TX — $379,000 median, 52 days on market, 28% of sellers cutting
  • Tyler, TX — $344,610 median, 66 days on market, 31% of sellers cutting
See what a Garland property is actually worth
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