Dynamic.RE · SFR Market Intelligence

Garland, Texas Housing Market

Prices, inventory, and demand — distilled every month into one clear verdict: buyer’s market or seller’s. The investor’s read, before you make an offer.

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Data through June 2026
Dynamic.RE Verdict
Buyer's Market
Under 0.90 buyers per home for sale, sellers compete for buyers. Garland sits at 0.34, with 27% of sellers already cutting their price.
Median list price
$326,624
-1.6%
Demand : Supply
0.34
Days on market
48 days
Time to go under contract

Yes, if you negotiate. Buyers have the upper hand in Garland right now.

You have the upper hand in Garland. Most homes for sale still have no buyer. Many sellers have already dropped their price once. Sellers are competing for you. Use it.

01
The market at a glance
Median $ / sqft
$184
Active inventory
587
New listings / mo
254
Days on market
48 days
Price-cut share
26.6%
Pending sales
203
02
Where we are in the cycle
Median asking price
$326,624
9% below the May 2023 peak of $360K
Homes for sale
587
7.9× the Feb 2022 low of 74
Days to sell
48 days
2.7× slower than the 18-day Mar 2022 low
03
Market context
2.66M
Population
1.06M
Housing units · county
34.1
Median age · county
$357.5K
Avg list price · luxury-skewed
04
What this means for investors

How much can you negotiate in Garland?

Only 34 out of every 100 homes for sale have found a buyer. The other 66 are still waiting. Your offer may be the only one on the table. About 1 in 4 sellers has already dropped their price. Each one has learned their first price was too high. Start below their new price, not their old one.

A typical Garland home takes 48 days to find a buyer. Half of them take even longer. Those sellers are paying to own a house they want to sell. Search for homes listed 60+ days ago. There are 587 homes for sale in Garland. That is 7.9 times the tightest month on record, but below the peak of 649. Supply is shrinking against last year.

What to do about it

  • Start in 75043, 75041, and 75042. Those are the three softest ZIP codes in Garland.
  • Filter for homes listed 60+ days ago that have already cut their price.
  • Offer below the reduced price.
  • Keep your inspection and financing contingencies.
  • In 75043 only 33 out of 100 homes have a buyer. You can lose a few offers there and still win.

Is now a good time to buy in Garland?

Asking prices are 9.3% below their May 2023 peak. You are not buying at the top. Prices stopped falling about a year ago. They are flat now. Waiting will not get you a cheaper house. It might still get you a more motivated seller. Garland prices have risen in 83 of the last 108 months. Drops here have been short and shallow. Buying in a slow month has rarely hurt a long hold.

The discount is already here. It is not getting bigger. Buy now while sellers are still weak. Waiting for a lower price stopped working a year ago.

What numbers should you underwrite a Garland deal with?

  • Price growth to assume — +3.4%/yr. 1 year: -2.0% · 5 years: +3.4% · ten years: +6.2%. Do not use the ten-year rate. Most of that growth landed in the 2020 and 2021 boom. The five-year rate is what Garland does without one. Underwrite closer to +3.4%. Measure growth per square foot. Garland median list price grew 3.9% a year, but price per square foot grew 6.2%. The gap is smaller homes, not weaker growth. The house you buy will not shrink. The one-year rate is a timing signal. It is not an underwriting input.
  • Months of carrying cost — 2. A typical home takes 48 days to sell. Budget that long when you exit or refinance.
  • Odds you cut your price to sell — 1 in 4. About 27% of homes on the Garland market right now have already cut their asking price. Assume you are one of them when you sell. Do not underwrite an exit at your asking price.
  • Comp on this, not median price — $184/sqft. The typical Garland listing shrank from 2,177 to 1,815 sqft since Jul 2016. So median price hides real growth: 82% per sqft versus 46% on the median. Comp on median price and you will overpay for small homes.
  • Competition when you exit — -4%. That is how much the number of homes for sale shrank in a year. Your resale will face a smaller crowd than today's comps did.
05
Frequently asked questions

Is Garland a buyer's or seller's market in 2026?

Yes, if you negotiate. Buyers have the upper hand in Garland right now. 0.34 out of every 100 homes for sale have a buyer, 27% of sellers have cut their price, and a typical home takes 48 days to sell.

Are Garland home prices going up or down?

Asking prices are 9.3% below their May 2023 peak. You are not buying at the top. Prices stopped falling about a year ago. They are flat now. Waiting will not get you a cheaper house. It might still get you a more motivated seller.

What price growth should I assume for Garland?

+3.4%/yr. 1 year: -2.0% · 5 years: +3.4% · ten years: +6.2%. Do not use the ten-year rate. Most of that growth landed in the 2020 and 2021 boom. The five-year rate is what Garland does without one. Underwrite closer to +3.4%. Measure growth per square foot. Garland median list price grew 3.9% a year, but price per square foot grew 6.2%. The gap is smaller homes, not weaker growth. The house you buy will not shrink. The one-year rate is a timing signal. It is not an underwriting input.

How fast are homes selling in Garland?

A typical Garland home takes 48 days to find a buyer. Half of them take even longer. Those sellers are paying to own a house they want to sell. Search for homes listed 60+ days ago.

Which Garland ZIP code has the most negotiating room?

75043. Only 33 out of 100 homes there have a buyer, 29% have cut their price, and a typical home takes 50 days to sell.

06
ZIP-level detail

Where buyers have the most leverage in Garland

  • 75043200 for sale · 29% cutting · 50 daysOnly 33 out of 100 homes here have a buyer.
  • 7504169 for sale · 26% cutting · 48 daysOnly 27 out of 100 homes here have a buyer.
  • 7504264 for sale · 25% cutting · 53 daysOnly 35 out of 100 homes here have a buyer.
  • 75040147 for sale · 24% cutting · 50 daysOnly 36 out of 100 homes here have a buyer.
  • 75044107 for sale · 27% cutting · 40 daysOnly 38 out of 100 homes here have a buyer.

Where it isn't: 75044 ranks #4,877 in the country for buyer demand. Expect the least room to negotiate there.

Where Garland prices are climbing fastest

ZIP 75040 is on both lists. That is rare. It is the one place in Garland where leverage and growth overlap.

ZIP$/sqft, 2 yrs$/sqft nowBuyers per homeFor sale
75041-1.8%$1930.2769
75044-3.7%$1930.39107
75040-6.2%$1870.36147
75042-7.2%$1950.3564
75043-9.2%$1690.33200

Computed from each ZIP's own ten-year history. ZIPs with fewer than 10 homes for sale are excluded: a median across a handful of listings is noise, not a signal.

07
Where else to look

Markets similar to Garland

Closest matches on asking price, price per square foot, days to sell, buyer demand, and price cuts.

  • Arlington, TX — $362,456 median, 46 days, 0.42 buyers per home
  • Conroe, TX — $358,758 median, 46 days, 0.38 buyers per home
  • Denton, TX — $423,617 median, 49 days, 0.41 buyers per home
  • San Antonio, TX — $282,382 median, 62 days, 0.32 buyers per home
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