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Dynamic.RE · SFR Market Intelligence

Yuma, Arizona Housing Market

Prices, inventory, and demand — distilled every month into one clear verdict: buyer’s market or seller’s. The investor’s read, before you make an offer.

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Data through June 2026
Dynamic.RE Verdict
Buyer's Market
Under 0.90 buyers per home for sale, sellers compete for buyers. Yuma sits at 0.29, with 15% of sellers already cutting their price.
Median list price
$360,382
+2.0%
Demand : Supply
0.29
Days on market
51 days
Time to go under contract

Yes, if you negotiate. Buyers have the upper hand in Yuma right now.

You have the upper hand in Yuma. Most homes for sale still have no buyer. Sellers are competing for you. Use it.

01
The market at a glance
Median $ / sqft
$228
Active inventory
541
New listings / mo
208
Days on market
51 days
Price-cut share
15.1%
Pending sales
158
02
Where we are in the cycle
Median asking price
$360,382
6% below the Sep 2023 peak of $383K
Homes for sale
541
5.0× the Mar 2022 low of 108
Days to sell
51 days
2.9× slower than the 18-day Apr 2022 low
03
The renter economy
29%
Renter share · of occupied homes
18.8%
Vacant homes · all units
$62.4K
Median household income
5.8×
Price-to-income · list ÷ income
04
What this means for investors

How much can you negotiate in Yuma?

Only 29 out of every 100 homes for sale have found a buyer. The other 71 are still waiting. Your offer may be the only one on the table. Few sellers are dropping their price. Asking prices are holding firm. Your discount will come from one stale listing, not from the whole market.

A typical Yuma home takes 51 days to find a buyer. Half of them take even longer. That is 10% faster than a year ago. Those sellers are paying to own a house they want to sell. Search for homes listed 60+ days ago. There are 541 homes for sale in Yuma. That is 5.0 times the tightest month on record, but below the peak of 742. Supply is growing against last year.

What to do about it

  • Search Yuma homes listed 60+ days ago that have already cut their price.
  • Offer below the reduced price.
  • Keep your inspection and financing contingencies.
  • Ask the seller to pay closing costs.
  • You can lose a few offers here and still win.

Is now a good time to buy in Yuma?

Asking prices are 6.0% below their Sep 2023 peak. You are not buying at the top. Prices stopped falling about a year ago. They are flat now. Waiting will not get you a cheaper house. It might still get you a more motivated seller. Yuma prices have risen in 100 of the last 108 months. Drops here have been short and shallow. Buying in a slow month has rarely hurt a long hold.

The discount is already here. It is not getting bigger. Buy now while sellers are still weak. Waiting for a lower price stopped working a year ago.

Who will rent from you in Yuma?

In Yuma, 29 out of every 100 households rent. Most own their home. The renter share is shrinking. Five years ago it was 34 in 100. Yuma lost about 1,200 renter households in five years. Renter households average 2.4 people. Two and three bedrooms fit the typical renter.

Households grew 8% in five years. The housing stock grew 2%. Demand is outrunning supply. 18.8% of homes sit empty. Tenants have options. Budget extra weeks of vacancy between leases.

The median Yuma household earns $62,428 a year. Incomes here have grown 5.5% a year since 2019. Incomes and home prices are rising in step. A typical home costs 5.8 times the median income. Most locals cannot buy. That keeps rental demand deep. It also caps the rent they can pay. A tenant on the median income can pay about $1,561 a month. That is the standard 30% affordability line. Rents above it thin your tenant pool fast.

That is the market, not your address. Run an address through the app to see its rent estimate and cash flow.

What numbers should you underwrite a Yuma deal with?

  • Price growth to assume — +6.3%/yr. Yuma has grown about 6.3% a year for five years and for ten. That is a durable trend, not a boom artifact. It is a fair long-run input. Prices rose 1.0% over the last year. That is a timing signal, not a trend.
  • Months of carrying cost — 2. A typical home takes 51 days to sell. Budget that long when you exit or refinance.
  • Odds you cut your price to sell — 1 in 7. About 15% of homes on the Yuma market right now have already cut their asking price. Assume you are one of them when you sell. Do not underwrite an exit at your asking price.
  • Comp on this, not median price — $228/sqft. The average listing runs +11% above the median. Luxury homes skew it. Comp your own size class per sqft.
  • Competition when you exit — +10%. That is how much the number of homes for sale grew in a year. Your resale will face a bigger crowd than today's comps did.
  • Price-to-income ratio — 5.8×. A typical home costs 5.8 times the median income. Most locals cannot buy. That keeps rental demand deep. It also caps the rent they can pay. Incomes and home prices are rising in step.
  • Tenant rent ceiling — $1,561/mo. 30% of the median household income of $62,428. Rents above this line shrink your tenant pool fast.
05
Frequently asked questions

Is Yuma a buyer's or seller's market in 2026?

Yes, if you negotiate. Buyers have the upper hand in Yuma right now. 29 out of every 100 homes for sale have a buyer, 15% of sellers have cut their price, and a typical home takes 51 days to sell.

Are Yuma home prices going up or down?

Asking prices are 6.0% below their Sep 2023 peak. You are not buying at the top. Prices stopped falling about a year ago. They are flat now. Waiting will not get you a cheaper house. It might still get you a more motivated seller.

What price growth should I assume for Yuma?

Assume +6.3% a year. Yuma has grown about 6.3% a year for five years and for ten. That is a durable trend, not a boom artifact. It is a fair long-run input. Prices rose 1.0% over the last year. That is a timing signal, not a trend.

How fast are homes selling in Yuma?

A typical Yuma home takes 51 days to find a buyer. Half of them take even longer. That is 10% faster than a year ago. Those sellers are paying to own a house they want to sell. Search for homes listed 60+ days ago.

Is Yuma a renters' market or an owners' market?

In Yuma, 29 out of every 100 households rent. Most own their home. The renter share is shrinking. Five years ago it was 34 in 100. 18.8% of homes sit empty. Tenants have options. Budget extra weeks of vacancy between leases.

What rent can Yuma tenants afford?

A tenant on the median income can pay about $1,561 a month. That is the standard 30% affordability line. Rents above it thin your tenant pool fast. The median Yuma household earns $62,428 a year.

06
ZIP-level detail

Which ZIP codes are in Yuma?

Yuma has four ZIP codes. Each links to its live market dashboard.

  • 85364130 for sale · 16% cutting · 37 daysOnly 32 out of 100 homes here have a buyer.
  • 85365232 for sale · 20% cutting · 54 daysOnly 32 out of 100 homes here have a buyer.
  • 85366No homes listed for sale right now
  • 85367179 for sale · 8% cutting · 58 daysOnly 23 out of 100 homes here have a buyer.
07
Where else to look

Markets similar to Yuma

Closest matches on asking price, price per square foot, days to sell, buyer demand, and price cuts.

See what a Yuma property is actually worth
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