Rancho Cucamonga, California Housing Market

What stands out in Rancho Cucamonga?

• 3.4% of homes are vacant: among the lowest vacancy of 765 tracked cities. Empty homes are scarce, so well-priced rentals fill.

Why is Rancho Cucamonga still competitive?

Rancho Cucamonga has 34% fewer homes for sale than in 2017–2019 at this time of year, and the typical listing has been on the market 46 days, shorter than 75% of the 765 cities we track. For every 100 homes still for sale, 45 are under contract. Well-priced homes will draw more than one offer. Your discount is in the listing that has sat, so set a price alert and move when a stale one gets cut.

How much can you negotiate in Rancho Cucamonga?

For every 100 homes still for sale, 45 are under contract. In 2017–2019 at this time of year it was 46. The rest are still waiting for a buyer. Few sellers are dropping their price. Your discount will come from one stale listing.

The typical Rancho Cucamonga listing has been on the market 46 days. That is 21% shorter than a year ago. There are 260 homes for sale in Rancho Cucamonga. That is 3.5 times the tightest month on record, but below the peak of 451. Supply is growing against last year.

What to do about it

• Judge each listing on its own.
• Homes listed 60+ days ago with a price cut are where your discount is.
• Fresh, well-priced homes will not move on price. Do not waste offers on them.

When do Rancho Cucamonga prices dip?

Across 9 full years, Rancho Cucamonga asking prices ran lowest in January, about 3.6% below the year's average. They peaked in December. The most homes for sale show up in August, about 20% above the yearly average. Shop in August for choice, and expect the softest asking prices in January.

Who will rent from you in Rancho Cucamonga?

In Rancho Cucamonga, 38 out of every 100 households rent. Most own their home. That share has held steady for five years. Renter households here average 2.6 people. Families rent here. Buy bedrooms. Studios will sit.

Households grew 4% in five years. The housing stock grew 3%. Demand is outrunning supply. Just 3.4% of homes sit empty. A well-priced rental fills fast here.

The median Rancho Cucamonga household earns $111,595 a year. Incomes here have grown 3.9% a year since 2019. Incomes are rising faster than home prices. Affordability is improving. A typical home costs 7.7 times the median income. Most locals cannot buy. That keeps rental demand deep. It also caps the rent they can pay. At 30% of income, a tenant on the median income can pay about $2,790 a month.

To see what one Rancho Cucamonga address would rent for and cash flow, run it through the app.

What is the fair market rent in Rancho Cucamonga?

HUD sets one fair market rent for San Bernardino County. For fiscal year 2026:

• 1 bedroom: $1,777 a month. Down 4% on last year, up 88% since FY2016.
• 2 bedrooms: $2,201 a month. Down 5% on last year, up 85% since FY2016.
• 3 bedrooms: $2,912 a month. Down 5% on last year, up 74% since FY2016.
• 4 bedrooms: $3,514 a month. Down 6% on last year, up 71% since FY2016.

The figures include tenant-paid utilities and apply to all of San Bernardino County, so one home's rent can sit well above or below them. See fair market rent by city.

What numbers should you underwrite a Rancho Cucamonga deal with?

• Price growth to assume — +2.7%/yr. Rancho Cucamonga grew 5.3% a year over the decade. Ignore that rate. Most of it landed in the 2020 and 2021 boom. Without the boom, Rancho Cucamonga grows about 2.7% a year. That is the number to type in. Prices fell 3.2% over the last year. Use it for timing. The five-year rate is the better guide.
• Odds you cut your price to sell — 1 in 6. 17% of Rancho Cucamonga listings have cut their asking price. Underwrite your exit below asking.
• Comp on price per square foot — $431/sqft. The typical Rancho Cucamonga listing shrank from 2,400 to 2,153 sqft since Jul 2016. So median price hides real growth: 70% per sqft versus 46% on the median. Comp on median price and you will overpay for small homes.
• Competition when you exit — +6%. Homes for sale in Rancho Cucamonga are up 6% on last year, so your resale faces more competition than today's comps did.

Read how the pending ratio measures demand and how we read these numbers, then run the numbers on a deal.

What is the median home price in Rancho Cucamonga?

The median asking price in Rancho Cucamonga is about $859,000 as of Sep 2026, up 2.9% from a year ago. The typical listing is 4% larger than a year ago, and asking price per square foot is down 3.2%. So the size of homes on the market explains much of the rise. This is the asking price on homes listed for sale. Sites that report sold prices or estimated home values will show a different number. Our Rancho Cucamonga figures cover the 5 ZIP codes with a Rancho Cucamonga mailing address, which can reach past city limits.

Is Rancho Cucamonga a buyer's or seller's market in 2026?

Neither side has the upper hand in Rancho Cucamonga right now. We compare Rancho Cucamonga with 2017–2019 at this time of year: there are 34% fewer homes for sale; 17% of sellers have cut their price, against 24% then; the typical listing has been up 9% more days.

Are Rancho Cucamonga home prices going up or down?

The median asking price is 12.9% below its Feb 2025 peak. Per square foot the gap is smaller: 5.8% below the Jun 2025 high. Part of the drop is smaller homes coming to market. Prices are still falling. Waiting has paid off so far. Let listings age, then come back lower.

What is the fair market rent in Rancho Cucamonga?

HUD's fiscal year 2026 fair market rent for San Bernardino County is $2,201 a month for 2 bedrooms and $2,912 for 3 bedrooms. The figures include tenant-paid utilities and cover the whole county.