Prices, inventory, and demand — distilled every month into one clear verdict: buyer’s market or seller’s. The investor’s read, before you make an offer.
The median asking price in Loveland is about $524,000 as of Oct 2026, down 4.6% from a year ago. The typical listing is 9% smaller than a year ago, and asking price per square foot is up 3.2%. So the size of homes on the market explains much of the drop. That is the asking price on listed homes, so sold-price and home-value sites show different numbers (why).
Yes, if you negotiate. Buyers have more room in Loveland than usual. Compared with 2017–2019 at this time of year, there are 27 pending sales per 100 listings, against 77 then, and there are 56% more homes for sale. There are more homes for sale than at any time in ten years. Sellers are competing harder for you than they used to. Use it.
There are 457 homes for sale in Loveland, 56% more than in 2017–2019 at this time of year. That count is up 13% on last year, with 136 new listings this month. More choice means you can walk away from any home priced for the market of three years ago.
Asking price per square foot in Loveland is up 3.2% over the last year. Over five years the pace has been 3.9% a year. Underwrite closer to that than to the last twelve months.
Ranked among the 38 Colorado markets we track:
For every 100 homes still for sale, 27 are under contract. In 2017–2019 at this time of year it was 77. The rest are still waiting for a buyer. About 1 in 4 sellers has already dropped their price. Each one has learned their first price was too high. Start your offer below their new price.
Loveland listings spend a median 55 days on the market. That is 6% shorter than a year ago. There are 457 homes for sale in Loveland. That is the most in ten years. It is 10 times the low of Jan 2022. Every one of them competes with the house you want.
In Loveland, 33 out of every 100 households rent. Most own their home. That share has held steady for five years. Loveland added about 1,300 renter households in five years. Renter households average 2.2 people. Two and three bedrooms fit the typical renter.
Households grew 8% in five years. The housing stock grew 7%. The two are moving in step. Just 2.6% of homes sit empty. A well-priced rental fills fast here.
The median Loveland household earns $86,506 a year. Incomes here have grown 4.1% a year since 2019. Incomes and home prices are rising in step. A typical home costs 6.1 times the median income. Most locals cannot buy. That keeps rental demand deep. It also caps the rent they can pay. At 30% of income, a tenant on the median income can pay about $2,163 a month.
To see what one Loveland address would rent for and cash flow, run it through the app.
The median asking price is 12.7% below its May 2022 peak. Per square foot the gap is smaller: 6.1% below the Jun 2026 high. Part of the drop is smaller homes coming to market. Prices are rising again. Every month you wait costs money. The question is no longer when. It is which house. Loveland prices have risen in 87 of the last 112 months. Drops here have been short and shallow. Buying in a slow month has rarely hurt a long hold.
This market is turning. Which way is not settled yet. Check the monthly numbers above before you commit.
Read what days on market tells you about leverage and how we read these numbers, then run the numbers on a deal.
The median asking price in Loveland is about $524,000 as of Oct 2026, down 4.6% from a year ago. The typical listing is 9% smaller than a year ago, and asking price per square foot is up 3.2%. So the size of homes on the market explains much of the drop. This is the asking price on homes listed for sale. Sites that report sold prices or estimated home values will show a different number. Our Loveland figures cover the 3 ZIP codes with a Loveland mailing address, which can reach past city limits.
Buyers have more room in Loveland than usual. We compare Loveland with 2017–2019 at this time of year: there are 27 pending sales per 100 listings, against 77 then; there are 56% more homes for sale; listings spend 19% more days on the market.
The median asking price is 12.7% below its May 2022 peak. Per square foot the gap is smaller: 6.1% below the Jun 2026 high. Part of the drop is smaller homes coming to market. Prices are rising again. Every month you wait costs money. The question is no longer when. It is which house.
Across 9 full years, Loveland asking prices ran lowest in January, about 5.2% below the year's average. They peaked in May. The most homes for sale show up in September, about 21% above the yearly average.
HUD's fiscal year 2026 fair market rent for Larimer County is $1,732 a month for 2 bedrooms and $2,385 for 3 bedrooms. The figures include tenant-paid utilities and cover the whole county.
Loveland has three ZIP codes. Each links to its live market dashboard.
Closest matches on asking price, price per square foot, time on market, buyer demand, and price cuts.
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