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Dynamic.RE · SFR Market Intelligence

Commerce City, Colorado Housing Market

Prices, inventory, and demand — distilled every month into one clear verdict: buyer’s market or seller’s. The investor’s read, before you make an offer.

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Data through
Oct 2026
Dynamic.RE Verdict
Buyer's Market
Buyers have more room than usual. We compare Commerce City with 2017–2019 at this time of year: there are 114% more homes for sale; listings spend 64% more days on the market; there are 37 pending sales per 100 listings, against 57 then.
Median list price
$522,450
+2.2%
Demand : Supply
0.37
Days on market
59 days
Median time on market

The median asking price in Commerce City is about $522,000 as of Oct 2026, up 2.2% from a year ago. The typical listing is 19% larger than a year ago, and asking price per square foot is down 11.7%. So the size of homes on the market explains much of the rise. That is the asking price on listed homes, so sold-price and home-value sites show different numbers (why).

Yes, if you negotiate. Buyers have more room in Commerce City than usual. Compared with 2017–2019 at this time of year, there are 114% more homes for sale, and listings spend 64% more days on the market. Sellers are competing harder for you than they used to. Use it.

01
The market at a glance
Median $ / sqft
$197
Active inventory
274
New listings / mo
72
Days on market
59 days
Price-cut share
28.3%
Pending sales
102
02
Where we are in the cycle
Median asking price
$522,450
15% below the May 2022 peak of $617K
Homes for sale
274
10.5× the Jan 2022 low of 26
Days on market
59 days
19.7× the 3-day May 2021 low
03
The renter economy
24%
Renter share · of occupied homes
4.0%
Vacant homes · all units
$104.4K
Median household income
5.0×
Price-to-income · list ÷ income
04
What this means for investors

What stands out in Commerce City?

  • Asking price per square foot is down 11.7% on the year: among the fastest-falling asking prices per square foot of 763 tracked cities. Falling asking prices give you room to offer below list.
  • Homes for sale are 114% above 2017–2019: among the biggest inventory build-ups since 2017–2019 of 763 tracked cities. Buyers have far more choice than before the pandemic.
  • Population is up 18.5% over five years: among the fastest population growth of 763 tracked cities. Growth brings tenants and buyers.

How far have Commerce City prices fallen?

Asking price per square foot in Commerce City is 25.7% below its Jan 2024 high and down 11.7% over the last year. Prices were above the year before in 66% of months since the data starts, so drops here have not always reversed quickly. 28% of sellers have cut their price. Underwrite with no price growth for now and let the seller carry the next cut.

How much more is for sale in Commerce City than before the pandemic?

There are 274 homes for sale in Commerce City, 114% more than in 2017–2019 at this time of year. That count is up 15% on last year, with 72 new listings this month. More choice means you can walk away from any home priced for the market of three years ago.

Is housing keeping up with Commerce City's growth?

The population in Commerce City's ZIP codes grew 18.5% over five years, faster than 96% of the cities we track. Households (+35.6%) and housing (+36.5%) grew in step. Homes for sale are 114% above 2017–2019 at this time of year.

Is now a good time to buy in Commerce City?

The median asking price is 15.4% below its May 2022 peak. You are not buying at the top. Prices are still falling. Waiting has paid off so far. Let listings age, then come back lower. Commerce City prices rose in only 74 of the last 112 months. This market goes up and down. Timing matters here. Growth will not rescue a bad price.

There is no rush. Prices are still coming down. Watch the homes you like. Come back after they cut. Let the seller move first.

How much can you negotiate in Commerce City?

For every 100 homes still for sale, 37 are under contract. In 2017–2019 at this time of year it was 57. The rest are still waiting for a buyer. About 1 in 4 sellers has already dropped their price. Each one has learned their first price was too high. Start your offer below their new price.

Commerce City listings spend a median 59 days on the market. There are 274 homes for sale in Commerce City. That is 10.5 times the tightest month on record, but below the peak of 284. Supply is growing against last year.

What to do about it

  • Search Commerce City homes listed 60+ days ago that have already cut their price.
  • Offer below the reduced price.
  • Keep your inspection and financing contingencies.
  • Ask the seller to pay closing costs.
  • You can lose a few offers here and still win.

Who will rent from you in Commerce City?

Only 24 out of every 100 Commerce City households rent. This is an owners' town. The renter share is shrinking. Five years ago it was 29 in 100. Renter households here average 3.0 people. Families rent here. Buy bedrooms. Studios will sit.

The median Commerce City household earns $104,396 a year. Incomes here have grown 8.2% a year since 2019. Incomes are rising faster than home prices. Affordability is improving. A typical home costs 5.0 times the median income. That is the national middle. Neither cash flow nor appreciation is free here. At 30% of income, a tenant on the median income can pay about $2,610 a month.

To see what one Commerce City address would rent for and cash flow, run it through the app.

When do Commerce City prices dip?

Across 9 full years, Commerce City asking prices ran lowest in January, about 3.8% below the year's average. They peaked in June. The most homes for sale show up in August, about 30% above the yearly average. Shop in August for choice, and expect the softest asking prices in January.

What numbers should you underwrite a Commerce City deal with?

  • Price growth to assume — -0.3%/yr. Commerce City grew 4.9% a year over the decade. Ignore that rate. Most of it landed in the 2020 and 2021 boom. Without the boom, Commerce City prices are flat. Assume no growth. Prices fell 11.7% over the last year. Use it for timing. The five-year rate is the better guide.
  • Odds you cut your price to sell — 1 in 4. 28% of Commerce City listings have cut their asking price. Underwrite your exit below asking.
  • Comp on price per square foot — $197/sqft. The typical Commerce City listing shrank from 3,139 to 2,718 sqft since Jul 2016. So median price hides real growth: 67% per sqft versus 49% on the median. Comp on median price and you will overpay for small homes.
  • Competition when you exit — +15%. Homes for sale in Commerce City are up 15% on last year, so your resale faces more competition than today's comps did.

Read how price cuts signal a market turning and how we read these numbers, then run the numbers on a deal.

05
Frequently asked questions

What is the median home price in Commerce City?

The median asking price in Commerce City is about $522,000 as of Oct 2026, up 2.2% from a year ago. The typical listing is 19% larger than a year ago, and asking price per square foot is down 11.7%. So the size of homes on the market explains much of the rise. This is the asking price on homes listed for sale. Sites that report sold prices or estimated home values will show a different number. Our Commerce City figures cover the 2 ZIP codes with a Commerce City mailing address, which can reach past city limits.

Is Commerce City a buyer's or seller's market in 2026?

Buyers have more room in Commerce City than usual. We compare Commerce City with 2017–2019 at this time of year: there are 114% more homes for sale; listings spend 64% more days on the market; there are 37 pending sales per 100 listings, against 57 then.

Are Commerce City home prices going up or down?

The median asking price is 15.4% below its May 2022 peak. You are not buying at the top. Prices are still falling. Waiting has paid off so far. Let listings age, then come back lower.

What price growth should I assume for Commerce City?

Assume -0.3% a year. Commerce City grew 4.9% a year over the decade. Ignore that rate. Most of it landed in the 2020 and 2021 boom. Without the boom, Commerce City prices are flat. Assume no growth. Prices fell 11.7% over the last year. Use it for timing. The five-year rate is the better guide.

What is the fair market rent in Commerce City?

HUD's fiscal year 2026 fair market rent for Adams County is $2,089 a month for 2 bedrooms and $2,734 for 3 bedrooms. The figures include tenant-paid utilities and cover the whole county.

06
ZIP-level detail

Which ZIP codes are in Commerce City?

Commerce City has two ZIP codes. Each links to its live market dashboard.

  • 80022274 for sale · 28% cutting · 59 daysOnly 37 homes under contract for every 100 still for sale.
  • 80037No homes listed for sale right now
07
Where else to look

Markets similar to Commerce City

Closest matches on asking price, price per square foot, time on market, buyer demand, and price cuts.

  • Brighton, CO — $563,272 median, 61 days on market, 31% of sellers cutting
  • Broomfield, CO — $581,224 median, 56 days on market, 28% of sellers cutting
  • Arvada, CO — $626,953 median, 49 days on market, 30% of sellers cutting
  • Colorado Springs, CO — $452,821 median, 71 days on market, 29% of sellers cutting
See what a Commerce City property is actually worth
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