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Dynamic.RE · SFR Market Intelligence

San Bernardino, California Housing Market

Prices, inventory, and demand — distilled every month into one clear verdict: buyer’s market or seller’s. The investor’s read, before you make an offer.

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Data through
Sep 2026
Dynamic.RE Verdict
Balanced Market
Neither side has the edge. We compare San Bernardino with 2017–2019 at this time of year: there are 32% fewer homes for sale; the typical listing has been up 43% more days; there are 53 pending sales per 100 listings, against 68 then.
Median list price
$512,200
+1.0%
Demand : Supply
0.53
Days on market
49 days
Time to go under contract

The median asking price in San Bernardino is about $512,000 as of Sep 2026, up 1.0% from a year ago. That is the asking price on listed homes, so sold-price and home-value sites show different numbers (why).

Only on the right house. Neither side has the upper hand in San Bernardino right now. The signals split. Compared with 2017–2019 at this time of year, there are 32% fewer homes for sale, but the typical listing has been up 43% more days. The market will not hand you a discount. You have to find it in one specific listing.

01
The market at a glance
Median $ / sqft
$364
Active inventory
255
New listings / mo
138
Days on market
49 days
Price-cut share
15.0%
Pending sales
133
02
Where we are in the cycle
Median asking price
$512,200
4% below the Jun 2026 peak of $535K
Homes for sale
255
2.2× the Feb 2022 low of 118
Days to sell
49 days
2.2× the 23-day May 2018 low
03
The renter economy
49%
Renter share · of occupied homes
4.2%
Vacant homes · all units
$70.0K
Median household income
7.6×
Price-to-income · list ÷ income
04
What this means for investors

What stands out in San Bernardino?

  • Prices were above the year before in 93% of months: among the most consistent price growth of 765 tracked cities. Drops here have been short.
  • Homes for sale are down 13% on last year: among the sharpest inventory declines of 765 tracked cities. Supply is shrinking, which shifts leverage to sellers.

Why is San Bernardino still competitive?

San Bernardino has 32% fewer homes for sale than in 2017–2019 at this time of year, and the typical listing has been on the market 49 days, shorter than 66% of the 765 cities we track. For every 100 homes still for sale, 53 are under contract. Well-priced homes will draw more than one offer. Your discount is in the listing that has sat, so set a price alert and move when a stale one gets cut.

How much can you negotiate in San Bernardino?

For every 100 homes still for sale, 53 are under contract. In 2017–2019 at this time of year it was 68. The rest are still waiting for a buyer. Few sellers are dropping their price. Asking prices are holding firm. Your discount will come from one stale listing.

The typical San Bernardino listing has been on the market 49 days. That is 8% shorter than a year ago. There are 255 homes for sale in San Bernardino. That is 2.2 times the tightest month on record, but below the peak of 524. Supply is shrinking against last year.

What to do about it

  • Start in 92410, 92408, and 92404, where sellers are weakest: in 92410, 27% of sellers have cut and the typical listing has been up 58 days.
  • Look for listings older than 60 days with a price cut.

Is now a good time to buy in San Bernardino?

The median asking price is 4.3% below its Jun 2026 peak. You are not buying at the top. Prices stopped falling about a year ago. They are flat now. Waiting will not get you a cheaper house. It might still get you a more motivated seller. San Bernardino prices have risen in 103 of the last 111 months. Drops here have been short and shallow. Buying in a slow month has rarely hurt a long hold.

This market is turning. Which way is not settled yet. Check the monthly numbers above before you commit.

Who will rent from you in San Bernardino?

In San Bernardino, 49 out of every 100 households rent. That is nearly half. The renter share is shrinking. Five years ago it was 52 in 100. San Bernardino added about 800 renter households in five years. Renter households here average 3.3 people. Families rent here. Buy bedrooms. Studios will sit.

Households grew 7% in five years. The housing stock grew 5%. Demand is outrunning supply. Just 4.2% of homes sit empty. A well-priced rental fills fast here.

The median San Bernardino household earns $70,012 a year. Incomes here have grown 7.6% a year since 2019. Incomes are rising faster than home prices. Affordability is improving. A typical home costs 7.3 times the median income. Most locals cannot buy. That keeps rental demand deep. It also caps the rent they can pay. At 30% of income, a tenant on the median income can pay about $1,750 a month.

To see what one San Bernardino address would rent for and cash flow, run it through the app.

How does San Bernardino compare with other California markets?

Ranked among the 141 California markets we track:

  • Asking price: 25th cheapest of 141. San Bernardino is at $512,200. Closest: Indio and Hesperia.
  • Buyer competition: 19th most competitive of 138. San Bernardino is at 0.53 buyers per home. Closest: Fullerton and Torrance.
  • Time on market: 67th shortest time on market of 141. San Bernardino is at a median of 49 days on market. Closest: Redding and Fontana.
  • Price cuts: 28th fewest price cuts of 141. San Bernardino is at 15% of sellers cutting. Closest: Rancho Palos Verdes and Redwood City.

What numbers should you underwrite a San Bernardino deal with?

  • Price growth to assume — +4.1%/yr. San Bernardino grew 7.2% a year over the decade. Ignore that rate. Most of it landed in the 2020 and 2021 boom. Without the boom, San Bernardino grows about 4.1% a year. That is the number to type in. Prices were flat over the last year.
  • Odds you cut your price to sell — 1 in 7. 15% of San Bernardino listings have cut their asking price. Underwrite your exit below asking.
  • Competition when you exit — -13%. Homes for sale in San Bernardino are down 13% on last year, so your resale faces less competition than today's comps did.

Read how the pending ratio measures demand and how we read these numbers, then run the numbers on a deal.

05
Frequently asked questions

What is the median home price in San Bernardino?

The median asking price in San Bernardino is about $512,000 as of Sep 2026, up 1.0% from a year ago. This is the asking price on homes listed for sale. Sites that report sold prices or estimated home values will show a different number. Our San Bernardino figures cover the 15 ZIP codes with a San Bernardino mailing address, which can reach past city limits.

Is San Bernardino a buyer's or seller's market in 2026?

Neither side has the upper hand in San Bernardino right now. We compare San Bernardino with 2017–2019 at this time of year: there are 32% fewer homes for sale; the typical listing has been up 43% more days; there are 53 pending sales per 100 listings, against 68 then.

Are San Bernardino home prices going up or down?

The median asking price is 4.3% below its Jun 2026 peak. You are not buying at the top. Prices stopped falling about a year ago. They are flat now. Waiting will not get you a cheaper house. It might still get you a more motivated seller.

Which San Bernardino ZIP code has the most negotiating room?

92410. Only 42 homes under contract for every 100 still for sale. 27% of sellers there have cut their price, and the typical listing has been up 58 days.

What is the best month to buy a house in San Bernardino?

Across 9 full years, San Bernardino asking prices ran lowest in January, about 5.1% below the year's average. They peaked in November. The most homes for sale show up in November, about 10% above the yearly average.

What is the fair market rent in San Bernardino?

HUD's fiscal year 2026 fair market rent for San Bernardino County is $2,201 a month for 2 bedrooms and $2,912 for 3 bedrooms. The figures include tenant-paid utilities and cover the whole county.

06
ZIP-level detail

Where buyers have the most leverage in San Bernardino

  • 9241034 for sale · 27% cutting · 58 daysOnly 42 homes under contract for every 100 still for sale.
  • 9240818 for sale · 11% cutting · 65 daysOnly 31 homes under contract for every 100 still for sale.
  • 9240461 for sale · 16% cutting · 48 daysOnly 48 homes under contract for every 100 still for sale.
  • 9240783 for sale · 14% cutting · 48 daysOnly 60 homes under contract for every 100 still for sale.
  • 9240539 for sale · 11% cutting · 42 daysOnly 53 homes under contract for every 100 still for sale.

Where San Bernardino prices are climbing fastest

ZIP 92404 is on both lists. That is rare. It is the one place in San Bernardino where leverage and growth overlap.

ZIP$/sqft, 2 yrs$/sqft nowBuyers per homeFor sale
92410+11.7%$4270.4234
92404+10.0%$3660.4861
92411+5.4%$4070.7617
92405+3.7%$3670.5339
92408+3.3%$3460.3118

Computed from each ZIP's own ten-year history. ZIPs with fewer than 10 homes for sale are excluded: a median across a handful of listings is noise, not a signal.

Which ZIP codes are in San Bernardino?

San Bernardino has 15 ZIP codes. Each links to its live market dashboard.

  • 924013 for saleToo few listings to read the market. The dashboard has the history.
  • 92402No homes listed for sale right now
  • 92403No homes listed for sale right now
  • 9240461 for sale · 16% cutting · 48 daysOnly 48 homes under contract for every 100 still for sale.
  • 9240539 for sale · 11% cutting · 42 daysOnly 53 homes under contract for every 100 still for sale.
  • 92406No homes listed for sale right now
  • 9240783 for sale · 14% cutting · 48 daysOnly 60 homes under contract for every 100 still for sale.
  • 9240818 for sale · 11% cutting · 65 daysOnly 31 homes under contract for every 100 still for sale.
  • 9241034 for sale · 27% cutting · 58 daysOnly 42 homes under contract for every 100 still for sale.
  • 9241117 for sale · 8% cutting · 39 daysOnly 76 homes under contract for every 100 still for sale.
  • 92413No homes listed for sale right now
  • 92415No homes listed for sale right now
  • 92418No homes listed for sale right now
  • 92423No homes listed for sale right now
  • 92427No homes listed for sale right now
07
Where else to look

Markets similar to San Bernardino

Closest matches on asking price, price per square foot, time on market, buyer demand, and price cuts.

  • San Jacinto, CA — $497,428 median, 52 days on market, 14% of sellers cutting
  • Antioch, CA — $613,179 median, 43 days on market, 18% of sellers cutting
  • Fontana, CA — $666,461 median, 50 days on market, 17% of sellers cutting
  • Lake Elsinore, CA — $618,071 median, 57 days on market, 18% of sellers cutting
See what a San Bernardino property is actually worth
This report shows where the market stands. The Dynamic.RE app shows the deal — estimated rent, cash flow, and yield on any address.
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